http://www.metroagency.net/blog/ View the Metro Agency website blog. en-us Sat, 04 Sep 2010 21:40:35 -0500 http://www.metroagency.net/blog/How_not_to_report_a_claim.aspx The pedestrian ran for the pavement, but I got him. The guy was all over the road. I had to swerve a number of times before I hit him. I was sure the old fellow would never make it to the other side of the road when I struck him. To avoid hitting the bumper of the car in front I struck a pedestrian. The pedestrian had no idea which way to run as I ran over him. The car in front hit the pedestrian but he got up so I hit him again. I saw a slow moving, sad faced ... Thu, 02 Sep 2010 11:57:54 -0500 http://www.metroagency.net/blog.aspx?entry=89f0e300-94ad-4b64-b40c-ad100f36b44d http://www.metroagency.net/blog/Auto_Insurance_Tip_Sheet.aspx METRO AGENCY AUTOMOBILE INSURANCE COVERAGE TIP SHEET DON’T EVEN THINK OF BUYING A NEW POLICY WITHOUT THIS IMPORTANT INFORMATION! There are more coverages and options than those shown below. The examples are for illustrative purposes only. They are not specific recommendations for you.  Please refer to the actual policy form and endorsements for full coverage descriptions, exclusions, conditions, and limitations.  For more information please contact us. AUTO POLICY BASICS BO... Tue, 24 Aug 2010 11:19:34 -0500 http://www.metroagency.net/blog.aspx?entry=5abfef9e-9bfb-4d8e-bf15-fc66bbdfd39d http://www.metroagency.net/blog/Invest_wisely.aspx Why you should only deal with longstanding, trusted advisors and do your homework: LANSING – The Office of Financial and Insurance Regulation (OFIR) has taken action against several multi-million dollar West Michigan investment schemes. The agency ordered Kalamazoo-based insurance agency American Benefit Concepts (ABC) and its president Jason Juberg and vice president Matt Harper to cease and desist from the sale of unregistered securities products. The agency also determined the company ... Tue, 17 Aug 2010 08:55:12 -0500 http://www.metroagency.net/blog.aspx?entry=92358cc6-dbeb-41fe-a757-537db7895459 http://www.metroagency.net/blog/Health_Insurance.aspx Important information for Blue Cross Blue Shield of Michigan health insurance clients: Since PPACA became law on March 23, the federal Department of Health and Human Services has released interim regulations for various provisions. At this time, BCBSM and BCN are implementing benefit changes impacted by these provisions: Extending dependent coverage up to age 26 Removal of lifetime dollar limits Removal of pre-existing condition exclusions for children up to age 19 Pro... Tue, 27 Jul 2010 13:48:46 -0500 http://www.metroagency.net/blog.aspx?entry=d54320d8-0f4a-4101-b7d9-2ac260485688 http://www.metroagency.net/blog/Are_fires_always_covered.aspx Auto Insurance and Home Insurance will usually cover fires. Here is an interesting case; is it real? who knows for sure: A lawyer in Charlotte, NC purchased a box of very rare and expensive cigars, then insured them against fire among other things. Within a month, having smoked his entire stockpile of these great cigars and without yet having made even his first premium payment on the policy, the lawyer filed a claim with the insurance company. In his claim, the lawyer stated the ciga... Tue, 20 Jul 2010 15:41:17 -0500 http://www.metroagency.net/blog.aspx?entry=a60eb5a8-4c5d-4483-931d-de71babb19c7 http://www.metroagency.net/blog/RV_Insurance.aspx Seeing the USA in an RV is an excellent way to spend some quality time with the family but like most everything these days special consideration is needed to properly insure your RV or motor home. Our staff of Certified Insurance Counselors can help guide you through the coverage needs and provide you with a proposal for your review. Even if you're thinking of renting an RV please contact Metro Agency for the best way to address the restrictions in your current auto insurance&nbsp... Wed, 07 Jul 2010 10:24:09 -0500 http://www.metroagency.net/blog.aspx?entry=f73591f9-4650-4b38-9371-18ddf52a96d8 http://www.metroagency.net/blog/Livonia_Auto_Insurance.aspx Did you know? We have been providing auto insurance to Livonia residents since 1959. Tue, 02 Mar 2010 12:45:19 -0600 http://www.metroagency.net/blog.aspx?entry=36599af8-1878-4a3d-bda6-28a651408aad http://www.metroagency.net/blog/Auto_and_Home_Insurance_Discount.aspx When we write multiple policies for the same policyholder its allows for better pricing and coverage, the ability to pay all your bills to one company online, and increased discounts!  By writing your auto and home insurance policies with Metro Agency we can minimize gaps in coverage and avoid claim coverage issues between insurance companies.  Also, when multiple policies, such as your home and auto, are placed with the same company, you are eligible for additional discounts—extra savings for y... Thu, 25 Feb 2010 10:52:01 -0600 http://www.metroagency.net/blog.aspx?entry=27849b8b-1676-4a20-aa5a-b895ec6705a0 http://www.metroagency.net/blog/Home_Insurance_Safety_Tips.aspx Home fire prevention is everyone’s responsibility, and with some common sense applied to every day activities, most fires can be prevented.  Unattended cooking is the leading cause of kitchen fires, so never leave a stove/kitchen unattended. · Know how to put out a pan fire by putting a lid over it or pouring salt on it. Never pour water on a grease fire. · Keep anything that’s combustible at least three feet away from the cook top. · When using a BBQ grill be sure to keep it several feet away ... Wed, 17 Feb 2010 08:11:55 -0600 http://www.metroagency.net/blog.aspx?entry=818e281d-5b2e-4f34-a152-a90f24b4d661 http://www.metroagency.net/blog/Auto_Insurance_Discount_for_Livonia.aspx New "Green" discount for  Livonia auto insurance  policy holders from Auto Owners: Get A Green Discount From Auto-Owners!  As an incentive for going paperless, policyholders will be eligible for the Green Discount if certain requirements are met. The Green Discount is a $5 credit per eligible policy that will be applied to the customer’s billing account if the following conditions are met:  * The policy and billing accounts must be for a personal automobile, homeowners (except Florida) or mo... Mon, 15 Feb 2010 13:32:20 -0600 http://www.metroagency.net/blog.aspx?entry=6f26d571-3696-42b2-93dd-8abc9ea7252d